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Privacy Policy

Last updated November 4, 2026

Ledger & Latte (ledger.egazer.com) is published by eGazer. This policy explains what information we collect when you read Ledger & Latte, how we use it, and the choices you have. If you have a question about it, write to hello@egazer.com.

What we collect

  • Information your browser sends. Like every website, our servers receive your IP address, browser type, the page you asked for and the page that linked you here. We use it to deliver pages, keep the site secure and understand what people read.
  • A first-party identifier for advertising. Our advertising technology sets one cookie on this site, used to limit how often you see the same offer and to measure whether ads and links are working. It does not identify you by name and is not shared as a profile.
  • Information you choose to give us. If you email us or sign up for a newsletter, we keep your message or address to reply and to send what you asked for. You can unsubscribe at any time.

Advertising and affiliate links

Ledger & Latte is free to read because it carries advertising, sponsored placements and affiliate links. When you click an ad or a link to a retailer, the advertiser or retailer may set its own cookies and receive information about your visit under its own privacy policy. We may earn a commission if you buy something, at no extra cost to you. See our disclosures for how this works.

We use your general location (derived from your IP address, at the level of a country, region or city) to show offers that are available where you are. We do not sell personal information.

Services that help run the site

We use hosting, content delivery, web fonts and advertising services that process technical information (such as your IP address) on our behalf to deliver the site.

How long we keep information

Server logs and advertising measurement data are kept for as long as needed to run and secure the site, report to advertisers and settle payments, and are then deleted or aggregated so they no longer relate to you.

Your choices and rights

  • You can block or delete cookies in your browser settings. The site still works without them; offers may repeat more often.
  • Depending on where you live (including the EU, the UK and California), you may have the right to access, correct or delete personal information we hold about you, or to object to how we use it. Email hello@egazer.com and we will respond within the time the law requires.
  • We honor Global Privacy Control signals as a request to opt out of the sale or sharing of personal information.

Children

Ledger & Latte is written for adults and is not directed at children under 13. We do not knowingly collect information from children.

Changes

If we change this policy we will update the date at the top of this page. Significant changes will be noted on the site.

Ledger & Latte

Plain-language guides to cards, loans and savings accounts, with the math shown and the fine print linked. Reviewed by a Certified Financial Planner before it goes live.

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© 2026 Ledger & Latte. Ledger & Latte is an independent publisher and is not a lender, bank or credit union. Rates, fees and terms shown are illustrative examples compiled from public disclosures and are subject to change; always confirm current terms directly with the provider before applying. This site may receive compensation from some of the companies mentioned through the links on this page — see our editorial standards and advertiser disclosure for how that works and how it does not influence our ratings.

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